
I am Valerian Fernandes, do not sell LIC Policies, but provide you a perfect answer and solution for your financial planning. My other value adds Service incudes CARE Health Insurance. My wife and me took LIC advisory service as full time profession in the year 2013 and since then have qualified for prestigious MDRT club every year. In 2019, I qualified for most honored Galaxy Club which is the 2nd highest level of performance in LIC and, in 2023 I had qualified for the prestigious COT (Court of the Table) second highest level.
The RBI has identified SBI, HDFC Bank, and ICICI Bank as India's most systemically important financial institutions, terming them as Domestic Systemically Important Banks (D-SIBs).
LIC will launch two new insurance products on Dec 3, 2025: Bima Kavach, a non-participating life insurance plan, and Protection Plus, a linked savings plan. These offerings aim to enhance LIC's market presence and cater to individual financial needs, providing both coverage and investment options.

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