I am Valerian Fernandes, do not sell LIC Policies, but provide you a perfect answer and solution for your financial planning. My other value adds Service incudes CARE Health Insurance. My wife and me took LIC advisory service as full time profession in the year 2013 and since then have qualified for prestigious MDRT club every year. In 2019, I qualified for most honored Galaxy Club which is the 2nd highest level of performance in LIC and, in 2023 I had qualified for the prestigious COT (Court of the Table) second highest level.
Salaried individuals claiming HRA under the old tax regime must disclose their relationship with landlords in Form 124 if rent exceeds ₹1 lakh, per Draft Income Tax Rules, 2026.
The draft Income-tax Rules, 2026 signal a calibrated overhaul of India’s tax compliance framework — raising thresholds for routine banking and property transactions, revising salary perquisite valuations, and expanding exemptions for families, while simultaneously tightening digital scrutiny and foreign income reporting norms.
"Excellent, Prompt service! provided by Mr. Valerian and his team. The kind of service that has the customer first in mind. I highly recommend using Mr. Valerian and his team for all your insurance needs"
